Mortgage Servicing Ratio MSR

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What is Mortgage Servicing Ratio- MSR

When you buy the HDB or EC will have to imply with the 30% MSR of your total household income beside the TDSR.

Mortgage Servicing Ratio Calculation :

Total Income $10,000 x 30% MSR = $3,000

This will be the maximum monthly repayment besides the TDSR calculation whichever is lower.

 

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