Loan To Value ( LTV )

What is Loan To Value ( LTV ) 

The implementation of the loan to value ( LTV ) is to limit the property speculation or to purchase more than one residential property. If you had intention to purchase a 2nd property with bank loan but you still serving the bank loan for your 1st property then your loan to value ( LTV ) for the 2nd property is only 45%, however, if your 1st property had no more outstanding loan from bank then your are eligible to loan 75% from bank, the maximum loan tenure is up to 65 years old.


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